A Big OOPS, Gene Taylor Says Mississippi Law Requires Collision Insurance

Another post about Gene Taylor’s statement to the Laurel Rotary Club on removing the anti-trust exemption from insurance companies…

From the Laurel Leader Call:

But, there’s a state law that says I have to have collision insurance to operate a car in Mississippi. The federal government also requires those that live in the flood plain to have flood insurance. Removing that exemption would contribute to substantial savings.”

According to insureme.com, Gene Taylor’s assertion that Mississippians are required by state law to carry collision insurance is simply not true. Your lender (if you have a lender) may require you to carry collision coverage, but the great State of Mississippi only requires you to have liability insurance to operate a vehicle.

So why is that a big oops you may ask? Well, that kind of mistake could cost some families in Mississippi over $1500 per year.

The image above shows 2 different insurance quotes from esurance.com that an average family would expect to pay.

The first quote is for a used 1987 Toyota Corolla that’s paid for. According to state law, you would only be required to carry liability insurance. The total cost is $89.42 per month.
The second quote is for a 2010 Toyota Corolla that’s financed through a lender. According to state law you have to carry liability insurance. Plus, since you’re having to borrow the money to buy the new car, your bank will require you to carry collision insurance too. Your total cost for insurance is now $218.98 per month.

So, one of the added benefits of having a good used car that’s paid for is the fact that you aren’t required to pay the added cost of collision insurance. In this situation, Gene Taylor’s Cash for Clunkers scam would cost you an extra $1554.72 per year for the next 48-60 months.

Maybe Gene Taylor should’ve looked into the added costs of insuring borrowed money before voting to bribe hard-working folks to send perfectly good used cars to the scrap yard and take on more debt in a worsening economy with his cash-for-clunkers program.

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Categories: Gene Taylor Grievances
Tags: cash for clunkers, gene taylor voting record, insurance

2 Responses to “ A Big OOPS, Gene Taylor Says Mississippi Law Requires Collision Insurance ”

EOD7

Thats what happens when you live in a elite bubble for so long, the small details get missed because you dont have to deal with them day to day. Good catch Lavelle.
Bill Dees

Guess what? Not only is Gene wrong about the collision insurance, he’s wrong about the flood insurance. The government does not require people who “live in the flood plain” to have flood insurance, it’s only when those folks take out a government connected loan that they are required to have flood insurance. Gene is so angry because he failed to adequately insure his home against inevitable damage by hurricane. He shouldn’t take that anger out on people not responsible for his lack of foresight.

FireGeneTaylor Quick-Poll

What Are Your Biggest Gripes With Gene Taylor? Choose 3 Issues.

Gene Taylor voted to elect Nancy Pelosi as Speaker of the House... TWICE! (2006 & 2008)
Hardly a peep out of Gene Taylor for 20 years while the far-left has rammed their progressive agenda down America's throat - and in many cases he even voted to support it!
Gene Taylor voted in favor of The Defense Authorization Bil to include the Matthew Shepard Hate Crimes language when he could've easily voted against it until the hate crime language was removed.
Gene Taylor went to shake a leg at a rock concert instead of attending a Senate & House meeting to discuss health care legislation... shows where his priorities are.
Gene Taylor voted to spend $4 Billion on the "Cash for Clunkers" program.
Gene Taylor voted to spend $14 Billion to bailout GM/Chrysler. (HR 7321)
Gene Taylor says he's a conservative, but he votes with the Democrat party 79% of the time, and 3 of the most liberal Congressmen (Barney Frank, Henry Waxman, and Charlie Rangel) over 80% of the time
Gene Taylor's overall disregard for the US Constitution... and he ought to be ashamed of himself for not keeping his oath to "support and defend" it.

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The Case Against Gene Taylor In Under 2 Minutes

Click here to download the slightly condensed, 1 page pdf flyer. Print and share as many as you want.

Conservatives like you and I are conservative by nature. We tend to take folks at their word and work too hard to come home and make sure we're really being represented in Washington DC.

If Gene Taylor tells us he's a Conservative, why shouldn't we believe him, right? This website takes a deeper look at Gene Taylor's record. You may be surprised at what you'll find here.

We live in one of the most conservative districts in America. We've had the opportunity in the past to elect a good Christian Conservative that will fight for limited government, a strong national defense, fiscal responsibility, and conservative family values - without the liberal representation Gene Taylor has given us.

Furthermore, Gene Taylor has been in Congress for 20 years. He should have seen the recent socialist legislation coming down the pipeline and fought against it. Instead, he has given his support to the most liberal Congress members that are trying to shove this legislation through.

Gene Taylor's Liberal Friends

Gene Taylor supports the most liberal members of Congress. Does this represent you?

Gene Taylor elected Nancy Pelosi as Speaker of the House. That puts her 3rd in line to be our President.

Gene Taylor votes with Nancy Pelosi 69% of the time.

Gene Taylor elected Barney Frank as Chairman of the Financial Services committee, even after the failure and bailout of Fannie Mae and Freddie Mac cost taxpayers billions and billions of dollars.

Gene Taylor votes with Barney Frank 81% of the time.

Gene Taylor was given the chance to investigate Charlie Rangel for tax evasion and remove him from his powerful position as Chairman of the House Ways and Means committee, Gene Taylor sided with the rest of the Democrats and voted NOT to investigate Charlie Rangel.

Gene Taylor votes with Charlie Rangel 83% of the time.

Gene Taylor, What We Get For The Money

He has served 20 years as our Representative and currently earns $174,000 per year. What do we get for the money we pay him?

He has sponsored only 28 Bills in his Congressional career.

He could only muster enough support to get 11 Bills out of committee and only 5 of those Bills were passed into law.

The purpose of each of those 5 Bills was to change the name of a Federal building or to award a Congressional Medal of Honor.

On average, Gene Taylor speaks on the House floor 5 times per year. Other members of Congress average 50, 100, even 200 times per year.

What Others Say About Gene Taylor

Congressional watchdog groups agree, Gene Taylor is for a bigger, broader Federal Government.

According to GovTrack.us, Gene Taylor is a Follower, not a Leader. It's interesting to see the long list of far-left liberal members of Congress he follows.

National Taxpayers Union scores Gene Taylor a 20% out of 100%. They graded him a "F", labeling him as a "Big Spender". Other conservatives, such as Jim Demint, scored as high 96%.

American Conservative Union scores Gene Taylor a 24 out of 100, which ranks him with the other liberal Democrats. Other conservatives, such as Michele Bachmann scored as high as a perfect 100%.